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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,952 | $67,411+39.4% | $91,004+3.2% | $70,126+34.0% |
| Participation rate | 78.3% | 71.4%+7.0pp | 75.6%+2.7pp | 69.5%+8.8pp |
| Annual return | 26.83% | -40.16%+67.0pp | 4.60%+22.2pp | 73.15%-46.3pp |
| Employer contribution / active EE | $2,848 | $1,786+59.4% | $2,456+16.0% | $2,343+21.6% |
| Participant deferral / active EE | $5,730 | $2,823+103.0% | $3,548+61.5% | $3,332+72.0% |
| Admin fee / account holder | $14,581 | $4,236+244.2% | $5,417+169.2% | $4,645+213.9% |