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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,928 | $125,797+117.8% | $170,043+61.1% | $75,173+264.4% |
| Participation rate | 91.4% | 83.6%+7.8pp | 87.0%+4.4pp | 67.2%+24.2pp |
| Annual return | 20.39% | 27.20%-6.8pp | 53.40%-33.0pp | 160.72%-140.3pp |
| Employer contribution / active EE | $7,698 | $4,616+66.8% | $6,790+13.4% | $2,671+188.2% |
| Participant deferral / active EE | $14,851 | $6,838+117.2% | $10,410+42.7% | $4,126+259.9% |
| Admin fee / account holder | $734 | $8,177-91.0% | $12,824-94.3% | $5,651-87.0% |