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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $777,067 | $181,062+329.2% | $158,223+391.1% | $155,188+400.7% |
| Participation rate | 50.0% | 82.7%-32.7pp | 79.2%-29.2pp | 80.8%-30.8pp |
| Annual return | 13.04% | 57.39%-44.3pp | 52.09%-39.0pp | 148.84%-135.8pp |
| Employer contribution / active EE | $3,660 | $4,565-19.8% | $4,109-10.9% | $4,248-13.8% |
| Participant deferral / active EE | $6,570 | $6,134+7.1% | $5,467+20.2% | $6,531+0.6% |
| Admin fee / account holder | $120 | $18,825-99.4% | $16,047-99.3% | $14,480-99.2% |