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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,684 | $168,635-88.3% | $147,617-86.7% | $125,389-84.3% |
| Participation rate | 69.2% | 88.8%-19.5pp | 84.6%-15.4pp | 83.2%-14.0pp |
| Annual return | -0.81% | 77.65%-78.5pp | 61.98%-62.8pp | 282.24%-283.1pp |
| Employer contribution / active EE | $1,474 | $6,252-76.4% | $5,564-73.5% | $4,866-69.7% |
| Participant deferral / active EE | $2,427 | $5,507-55.9% | $4,895-50.4% | $5,352-54.6% |
| Admin fee / account holder | $169 | $13,580-98.8% | $11,612-98.5% | $9,541-98.2% |