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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,791 | $167,353+5.0% | $143,797+22.2% | $134,545+30.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -26.43% | 0.48%-26.9pp | -0.04%-26.4pp | 418.37%-444.8pp |
| Employer contribution / active EE | $2,690 | $5,620-52.1% | $4,952-45.7% | $4,742-43.3% |
| Participant deferral / active EE | $14,087 | $6,447+118.5% | $5,638+149.8% | $6,401+120.1% |
| Admin fee / account holder | $21,417 | $18,096+18.4% | $14,679+45.9% | $11,431+87.4% |