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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,223 | $52,967-82.6% | $172,753-94.7% | $65,186-85.9% |
| Participation rate | 16.5% | 66.2%-49.7pp | 82.6%-66.1pp | 70.2%-53.7pp |
| Annual return | 62.78% | 30.12%+32.7pp | 803.00%-740.2pp | 29.39%+33.4pp |
| Employer contribution / active EE | $0 | $2,190-100.0% | $5,144-100.0% | $2,177-100.0% |
| Participant deferral / active EE | $1,288 | $2,471-47.9% | $5,198-75.2% | $3,514-63.3% |
| Admin fee / account holder | $4 | $472-99.1% | $13,956-100.0% | $847-99.5% |