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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,621 | $198,462-17.6% | $170,439-4.0% | $147,585+10.9% |
| Participation rate | 83.3% | 88.0%-4.6pp | 83.6%-0.3pp | 82.8%+0.5pp |
| Annual return | 17.74% | 257.30%-239.6pp | 205.94%-188.2pp | 578.58%-560.8pp |
| Employer contribution / active EE | $2,347 | $6,184-62.0% | $5,433-56.8% | $4,876-51.9% |
| Participant deferral / active EE | $3,270 | $5,629-41.9% | $4,939-33.8% | $5,439-39.9% |
| Admin fee / account holder | $1,307 | $16,852-92.2% | $13,881-90.6% | $10,886-88.0% |