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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,384 | $165,381+33.3% | $149,730+47.2% | $158,966+38.6% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 21.95% | 348.29%-326.3pp | 276.70%-254.8pp | 302.95%-281.0pp |
| Employer contribution / active EE | $10,946 | $5,104+114.5% | $4,645+135.6% | $4,762+129.8% |
| Participant deferral / active EE | $7,885 | $7,182+9.8% | $6,843+15.2% | $5,983+31.8% |
| Admin fee / account holder | $18,732 | $10,809+73.3% | $9,310+101.2% | $11,250+66.5% |