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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,420 | $165,361-11.5% | $149,715-2.2% | $158,950-7.9% |
| Participation rate | 83.3% | 84.6%-1.2pp | 82.5%+0.9pp | 82.0%+1.4pp |
| Annual return | 7.23% | 348.24%-341.0pp | 276.66%-269.4pp | 302.91%-295.7pp |
| Employer contribution / active EE | $2,916 | $5,103-42.9% | $4,645-37.2% | $4,762-38.8% |
| Participant deferral / active EE | $7,377 | $7,182+2.7% | $6,842+7.8% | $5,983+23.3% |
| Admin fee / account holder | $575 | $10,808-94.7% | $9,310-93.8% | $11,248-94.9% |