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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,461 | $83,857-63.7% | - | $147,586-79.4% |
| Participation rate | 100.0% | 69.2%+30.8pp | - | 82.8%+17.2pp |
| Annual return | 4.10% | 26.67%-22.6pp | - | 578.59%-574.5pp |
| Employer contribution / active EE | $3,346 | $3,062+9.3% | - | $4,876-31.4% |
| Participant deferral / active EE | $8,838 | $4,009+120.4% | - | $5,439+62.5% |
| Admin fee / account holder | $327 | $6,093-94.6% | - | $10,886-97.0% |