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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,851 | $167,353-77.4% | $143,797-73.7% | $134,545-71.9% |
| Participation rate | 30.0% | 84.8%-54.8pp | 80.3%-50.3pp | 81.2%-51.2pp |
| Annual return | -19.66% | 0.48%-20.1pp | -0.04%-19.6pp | 418.37%-438.0pp |
| Employer contribution / active EE | $3,703 | $5,620-34.1% | $4,952-25.2% | $4,742-21.9% |
| Participant deferral / active EE | $1,093 | $6,447-83.0% | $5,638-80.6% | $6,401-82.9% |
| Admin fee / account holder | $290 | $18,096-98.4% | $14,679-98.0% | $11,431-97.5% |