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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,859 | $150,446+32.2% | $136,297+45.9% | $147,585+34.7% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 16.59% | 1049.14%-1032.6pp | 5156.19%-5139.6pp | 578.58%-562.0pp |
| Employer contribution / active EE | $8,913 | $5,256+69.6% | $4,696+89.8% | $4,876+82.8% |
| Participant deferral / active EE | $23,439 | $6,631+253.5% | $6,247+275.2% | $5,439+331.0% |
| Admin fee / account holder | $497 | $10,906-95.4% | $9,244-94.6% | $10,886-95.4% |