Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,355 | $96,678-93.4% | $86,640-92.7% | $139,466-95.4% |
| Participation rate | 26.1% | 74.4%-48.3pp | 71.7%-45.6pp | 80.3%-54.2pp |
| Annual return | 8.78% | 106.69%-97.9pp | 592.52%-583.7pp | 373.66%-364.9pp |
| Employer contribution / active EE | $0 | $3,265-100.0% | $3,024-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $708 | $4,837-85.4% | $4,438-84.0% | $6,712-89.4% |
| Admin fee / account holder | $357 | $6,410-94.4% | $5,616-93.6% | $11,409-96.9% |