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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $357,525 | $157,296+127.3% | $141,191+153.2% | $152,897+133.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 21.85% | 64.34%-42.5pp | 71.41%-49.6pp | 345.43%-323.6pp |
| Employer contribution / active EE | $11,478 | $5,262+118.1% | $4,736+142.4% | $4,764+141.0% |
| Participant deferral / active EE | $17,058 | $7,111+139.9% | $6,710+154.2% | $5,851+191.5% |
| Admin fee / account holder | $17,265 | $12,125+42.4% | $10,264+68.2% | $11,599+48.8% |