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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,680 | $99,345+19.5% | $84,753+40.0% | $273,972-56.7% |
| Participation rate | 43.8% | 80.7%-36.9pp | 76.6%-32.8pp | 83.0%-39.3pp |
| Annual return | 7.79% | 22.93%-15.1pp | 22.78%-15.0pp | 41.46%-33.7pp |
| Employer contribution / active EE | $2,003 | $4,214-52.5% | $3,574-44.0% | $4,869-58.9% |
| Participant deferral / active EE | $5,375 | $4,270+25.9% | $3,712+44.8% | $5,287+1.7% |
| Admin fee / account holder | $31 | $6,645-99.5% | $5,333-99.4% | $10,133-99.7% |