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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,984 | $106,247-48.2% | $96,515-43.0% | $139,466-60.6% |
| Participation rate | 47.4% | 77.8%-30.5pp | 74.3%-27.0pp | 80.3%-33.0pp |
| Annual return | 24.75% | 38.47%-13.7pp | 35.73%-11.0pp | 373.66%-348.9pp |
| Employer contribution / active EE | $1,107 | $4,106-73.0% | $3,740-70.4% | $4,754-76.7% |
| Participant deferral / active EE | $1,505 | $5,456-72.4% | $4,880-69.2% | $6,712-77.6% |
| Admin fee / account holder | $10,494 | $7,885+33.1% | $6,735+55.8% | $11,409-8.0% |