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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,984 | $106,267-48.3% | $96,520-43.0% | $139,456-60.6% |
| Participation rate | 47.4% | 77.8%-30.5pp | 74.3%-27.0pp | 80.3%-33.0pp |
| Annual return | 24.75% | 38.45%-13.7pp | 35.72%-11.0pp | 373.45%-348.7pp |
| Employer contribution / active EE | $1,107 | $4,105-73.0% | $3,739-70.4% | $4,753-76.7% |
| Participant deferral / active EE | $1,505 | $5,454-72.4% | $4,879-69.2% | $6,711-77.6% |
| Admin fee / account holder | $10,494 | $7,882+33.1% | $6,733+55.9% | $11,407-8.0% |