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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,727 | $138,102+12.0% | $125,381+23.4% | $134,532+15.0% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -26.85% | 750.73%-777.6pp | 572.31%-599.2pp | 418.27%-445.1pp |
| Employer contribution / active EE | $23,021 | $5,245+338.9% | $4,815+378.1% | $4,741+385.6% |
| Participant deferral / active EE | $13,473 | $7,801+72.7% | $7,448+80.9% | $6,401+110.5% |
| Admin fee / account holder | $1,150 | $11,568-90.1% | $10,007-88.5% | $11,429-89.9% |