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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,266 | $175,231+37.7% | $149,696+61.2% | $139,466+73.0% |
| Participation rate | 91.7% | 83.4%+8.3pp | 78.8%+12.9pp | 80.3%+11.3pp |
| Annual return | 15.31% | 166.77%-151.5pp | 134.46%-119.1pp | 373.66%-358.4pp |
| Employer contribution / active EE | $6,842 | $5,478+24.9% | $4,821+41.9% | $4,754+43.9% |
| Participant deferral / active EE | $5,970 | $6,521-8.4% | $5,682+5.1% | $6,712-11.0% |
| Admin fee / account holder | $6,075 | $16,155-62.4% | $13,212-54.0% | $11,409-46.7% |