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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $460,486 | $185,312+148.5% | $161,489+185.2% | $154,746+197.6% |
| Participation rate | 90.9% | 82.5%+8.4pp | 78.7%+12.2pp | 80.7%+10.2pp |
| Annual return | 18.31% | 103.84%-85.5pp | 89.72%-71.4pp | 172.34%-154.0pp |
| Employer contribution / active EE | $7,958 | $4,769+66.9% | $4,268+86.5% | $4,379+81.7% |
| Participant deferral / active EE | $6,036 | $6,350-4.9% | $5,630+7.2% | $6,730-10.3% |
| Admin fee / account holder | $4,258 | $18,654-77.2% | $16,006-73.4% | $14,365-70.4% |