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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $438,523 | $209,422+109.4% | $178,503+145.7% | $158,982+175.8% |
| Participation rate | 87.5% | 86.4%+1.1pp | 81.9%+5.6pp | 82.0%+5.5pp |
| Annual return | 19.19% | 188.81%-169.6pp | 151.12%-131.9pp | 302.99%-283.8pp |
| Employer contribution / active EE | $8,773 | $5,707+53.7% | $5,011+75.1% | $4,763+84.2% |
| Participant deferral / active EE | $7,274 | $5,955+22.1% | $5,202+39.8% | $5,983+21.6% |
| Admin fee / account holder | $4,371 | $17,079-74.4% | $13,987-68.7% | $11,252-61.2% |