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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,696 | $95,415-85.6% | $185,851-92.6% | $85,851-84.0% |
| Participation rate | 93.3% | 68.8%+24.6pp | 81.7%+11.6pp | 69.3%+24.0pp |
| Annual return | 21.43% | 23.59%-2.2pp | 122.11%-100.7pp | 318.63%-297.2pp |
| Employer contribution / active EE | $2,305 | $3,314-30.5% | $5,168-55.4% | $2,565-10.2% |
| Participant deferral / active EE | $4,826 | $3,424+41.0% | $5,569-13.3% | $3,952+22.1% |
| Admin fee / account holder | $1,110 | $7,215-84.6% | $16,245-93.2% | $6,261-82.3% |