Retirement plan

PRINCETON NATIONAL ROWING ASSO 401(K) PROFIT SHARING PLAN & TRUST

Name: PRINCETON NATIONAL ROWING ASSO - PRINCETON NATIONAL ROWING ASSO 401(K) PROFIT SHARING PLAN & TRUST (2022) Form 5500
Creator: PRINCETON NATIONAL ROWING ASSO
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, PRINCETON NATIONAL ROWING ASSO 401(K) PROFIT SHARING PLAN & TRUST, PRINCETON NATIONAL ROWING ASSO

PRINCETON NATIONAL ROWING ASSOEIN 22-3745915Plan #001PY 2022

1 S POST RD - PRINCETON JUNCTION, NJ 085505203609-799-7100rowpnra.orgLinkedIn1-10 employeessports

Prospect flagsLow participationLow employer contribution

How to read this page

Total assets (EOY)

$119K

+22.3% from 2021

Total participants

+37.5% from 2021

Average account balance

$23,870

-26.6% from 2021

Annual return

-15.00%

-32.09 pp from 2021

Benchmarks

See 8,947 peers

Peer group

Industry71 - Arts, Entertainment, and Recreation

Plan typeDefined contribution

Participants<25

Cohort8,947 peers

Snapshot2022

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$430K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$72K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

85.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$74K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$11K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+16.34%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$10

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$45

$5 / participant

Other / not subdivided$45100.0%

% of EOY assets

0.038%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$23,870

$152,597-84.4%

$117,533-79.7%

$134,532-82.3%

Participation rate

40.0%

77.1%-37.1pp

70.6%-30.6pp

81.2%-41.2pp

Annual return

-15.00%

53.04%-68.0pp

29.77%-44.8pp

418.27%-433.3pp

Employer contribution / active EE

$5,576-100.0%

$4,179-100.0%

$4,741-100.0%

Participant deferral / active EE

$3,641

$4,821-24.5%

$4,072-10.6%

$6,401-43.1%

Admin fee / account holder

$7,007-99.9%

$5,647-99.8%

$11,429-99.9%

PRINCETON NATIONAL ROWING ASSO 401(K) PROFIT SHARING PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

PRINCETON NATIONAL ROWING ASSO 401(K) PROFIT SHARING PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion