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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,512 | $190,916-54.7% | $160,037-45.9% | $134,545-35.7% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | 7.31% | 552.79%-545.5pp | 408.95%-401.6pp | 418.37%-411.1pp |
| Employer contribution / active EE | $2,260 | $4,996-54.8% | $4,226-46.5% | $4,742-52.3% |
| Participant deferral / active EE | $4,512 | $6,925-34.8% | $6,184-27.0% | $6,401-29.5% |
| Admin fee / account holder | $1,339 | $10,497-87.2% | $8,716-84.6% | $11,431-88.3% |