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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,169 | $211,946-59.3% | $169,452-49.1% | $135,380-36.3% |
| Participation rate | 60.0% | 82.6%-22.6pp | 77.8%-17.8pp | 82.6%-22.6pp |
| Annual return | -5.25% | 3.26%-8.5pp | 1.83%-7.1pp | 519.81%-525.1pp |
| Employer contribution / active EE | $1,639 | $5,117-68.0% | $4,157-60.6% | $4,779-65.7% |
| Participant deferral / active EE | $5,344 | $6,075-12.0% | $5,277+1.3% | $5,609-4.7% |
| Admin fee / account holder | $6,220 | $11,472-45.8% | $9,110-31.7% | $10,828-42.6% |