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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $669,240 | $172,111+288.8% | $150,298+345.3% | $137,256+387.6% |
| Participation rate | 87.5% | 81.7%+5.8pp | 77.8%+9.7pp | 80.0%+7.5pp |
| Annual return | 18.15% | 69.37%-51.2pp | 62.79%-44.6pp | 220.34%-202.2pp |
| Employer contribution / active EE | $6,760 | $4,636+45.8% | $4,154+62.7% | $4,156+62.7% |
| Participant deferral / active EE | $8,401 | $6,166+36.3% | $5,453+54.1% | $6,407+31.1% |
| Admin fee / account holder | $2,323 | $16,471-85.9% | $14,116-83.5% | $12,270-81.1% |