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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,697 | $123,859-70.4% | $69,632-47.3% | $145,897-74.8% |
| Participation rate | 33.3% | 69.2%-35.9pp | 66.4%-33.1pp | 80.3%-47.0pp |
| Annual return | 14.34% | 192.49%-178.2pp | 101.32%-87.0pp | 552.29%-538.0pp |
| Employer contribution / active EE | $1,932 | $2,673-27.7% | $1,708+13.1% | $4,663-58.6% |
| Participant deferral / active EE | $2,667 | $4,242-37.1% | $2,889-7.7% | $6,689-60.1% |
| Admin fee / account holder | $0 | $7,817-100.0% | $4,695-100.0% | $13,390-100.0% |