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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,385 | $165,399+16.9% | $149,745+29.1% | $158,982+21.6% |
| Participation rate | 66.7% | 84.6%-17.9pp | 82.5%-15.8pp | 82.0%-15.3pp |
| Annual return | 17.25% | 348.34%-331.1pp | 276.72%-259.5pp | 302.99%-285.7pp |
| Employer contribution / active EE | $854 | $5,105-83.3% | $4,646-81.6% | $4,763-82.1% |
| Participant deferral / active EE | $4,250 | $7,183-40.8% | $6,843-37.9% | $5,983-29.0% |
| Admin fee / account holder | $0 | $10,811-100.0% | $9,312-100.0% | $11,252-100.0% |