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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,757 | $109,411+99.9% | $89,435+144.6% | $158,982+37.6% |
| Participation rate | 62.5% | 74.3%-11.8pp | 68.0%-5.5pp | 82.0%-19.5pp |
| Annual return | 17.51% | 345.68%-328.2pp | 245.55%-228.0pp | 302.99%-285.5pp |
| Employer contribution / active EE | $2,509 | $3,173-20.9% | $2,587-3.0% | $4,763-47.3% |
| Participant deferral / active EE | $8,590 | $4,600+86.7% | $3,890+120.8% | $5,983+43.6% |
| Admin fee / account holder | $0 | $6,159-100.0% | $4,884-100.0% | $11,252-100.0% |