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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,232 | $100,203+159.7% | $85,240+205.3% | $145,897+78.4% |
| Participation rate | 60.0% | 74.1%-14.1pp | 67.5%-7.5pp | 80.3%-20.3pp |
| Annual return | 20.23% | 84.28%-64.1pp | 66.75%-46.5pp | 552.29%-532.1pp |
| Employer contribution / active EE | $14,725 | $3,242+354.2% | $2,735+438.3% | $4,663+215.8% |
| Participant deferral / active EE | $34,138 | $5,299+544.3% | $4,527+654.1% | $6,689+410.3% |
| Admin fee / account holder | $1,491 | $7,265-79.5% | $6,165-75.8% | $13,390-88.9% |