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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,859 | $97,125+186.1% | $86,233+222.2% | $137,256+102.4% |
| Participation rate | 92.9% | 74.2%+18.7pp | 69.0%+23.8pp | 80.0%+12.9pp |
| Annual return | 15.38% | 74.19%-58.8pp | 61.39%-46.0pp | 220.34%-205.0pp |
| Employer contribution / active EE | $4,775 | $2,841+68.0% | $2,504+90.7% | $4,156+14.9% |
| Participant deferral / active EE | $11,063 | $5,180+113.6% | $4,559+142.6% | $6,407+72.7% |
| Admin fee / account holder | $18,068 | $9,725+85.8% | $8,342+116.6% | $12,270+47.3% |