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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,277 | $110,410+37.0% | $102,437+47.7% | $145,897+3.7% |
| Participation rate | 60.9% | 77.9%-17.1pp | 74.5%-13.6pp | 80.3%-19.4pp |
| Annual return | 17.25% | 24.85%-7.6pp | 24.95%-7.7pp | 552.29%-535.0pp |
| Employer contribution / active EE | $3,384 | $4,217-19.8% | $3,871-12.6% | $4,663-27.4% |
| Participant deferral / active EE | $7,774 | $5,622+38.3% | $5,060+53.6% | $6,689+16.2% |
| Admin fee / account holder | $1,059 | $9,745-89.1% | $8,388-87.4% | $13,390-92.1% |