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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,243 | $88,672+128.1% | $105,223+92.2% | $82,448+145.3% |
| Participation rate | 50.0% | 67.9%-17.9pp | 75.0%-25.0pp | 68.1%-18.1pp |
| Annual return | 19.73% | 30.86%-11.1pp | 180.65%-160.9pp | 41.64%-21.9pp |
| Employer contribution / active EE | $2,684 | $3,048-11.9% | $3,689-27.2% | $2,551+5.2% |
| Participant deferral / active EE | $6,557 | $4,036+62.5% | $5,072+29.3% | $4,139+58.4% |
| Admin fee / account holder | $6,188 | $7,146-13.4% | $8,859-30.1% | $7,234-14.5% |