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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,666 | $102,638+154.0% | $81,991+217.9% | $158,966+64.0% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.3%+30.7pp | 82.0%+18.0pp |
| Annual return | -0.25% | 61.05%-61.3pp | 41.31%-41.6pp | 302.95%-303.2pp |
| Employer contribution / active EE | $20,695 | $3,241+538.5% | $2,498+728.3% | $4,762+334.5% |
| Participant deferral / active EE | $17,847 | $4,649+283.9% | $3,722+379.4% | $5,983+198.3% |
| Admin fee / account holder | $687,703 | $8,237+8248.6% | $5,665+12040.2% | $11,250+6012.9% |