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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $556,590 | $123,000+352.5% | $105,582+427.2% | $198,609+180.2% |
| Participation rate | 90.0% | 76.8%+13.2pp | 71.8%+18.2pp | 82.4%+7.6pp |
| Annual return | 17.20% | 18.31%-1.1pp | 18.61%-1.4pp | 202.70%-185.5pp |
| Employer contribution / active EE | $23,922 | $3,582+567.8% | $2,984+701.7% | $5,055+373.2% |
| Participant deferral / active EE | $16,585 | $5,013+230.9% | $4,353+281.0% | $6,977+137.7% |
| Admin fee / account holder | $4,902 | $16,254-69.8% | $12,856-61.9% | $19,030-74.2% |