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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,609 | $127,387-44.6% | $115,038-38.6% | $125,389-43.7% |
| Participation rate | 80.0% | 84.2%-4.2pp | 81.4%-1.4pp | 83.2%-3.2pp |
| Annual return | -5.69% | 31.28%-37.0pp | 26.14%-31.8pp | 282.24%-287.9pp |
| Employer contribution / active EE | $0 | $5,166-100.0% | $4,608-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $2,569 | $6,423-60.0% | $6,026-57.4% | $5,352-52.0% |
| Admin fee / account holder | $1,108 | $9,516-88.4% | $8,175-86.4% | $9,541-88.4% |