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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,384 | $176,120-15.7% | $159,487-7.0% | $167,553-11.4% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 15.97% | 331.95%-316.0pp | 263.71%-247.7pp | 478.89%-462.9pp |
| Employer contribution / active EE | $7,073 | $5,299+33.5% | $4,831+46.4% | $4,840+46.2% |
| Participant deferral / active EE | $17,696 | $7,752+128.3% | $7,354+140.6% | $6,343+179.0% |
| Admin fee / account holder | $12,228 | $12,561-2.7% | $10,804+13.2% | $12,316-0.7% |