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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,936 | $82,674+5.2% | $125,381-30.7% | $68,486+26.9% |
| Participation rate | 81.6% | 75.1%+6.5pp | 82.4%-0.8pp | 67.9%+13.7pp |
| Annual return | -21.97% | -5.97%-16.0pp | 572.31%-594.3pp | -7.85%-14.1pp |
| Employer contribution / active EE | $3,868 | $3,382+14.4% | $4,815-19.7% | $2,597+48.9% |
| Participant deferral / active EE | $9,260 | $6,111+51.5% | $7,448+24.3% | $4,028+129.9% |
| Admin fee / account holder | $1,445 | $6,277-77.0% | $10,007-85.6% | $5,404-73.3% |