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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,440 | $133,981-72.8% | $112,249-67.5% | $134,532-72.9% |
| Participation rate | 50.0% | 78.6%-28.6pp | 75.1%-25.1pp | 81.2%-31.2pp |
| Annual return | -16.28% | 47.16%-63.4pp | 27.48%-43.8pp | 418.27%-434.5pp |
| Employer contribution / active EE | $1,960 | $4,040-51.5% | $3,636-46.1% | $4,741-58.7% |
| Participant deferral / active EE | $2,206 | $5,292-58.3% | $4,729-53.4% | $6,401-65.5% |
| Admin fee / account holder | $753 | $7,492-90.0% | $6,412-88.3% | $11,429-93.4% |