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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,163 | $175,231-42.8% | $149,696-33.1% | $139,466-28.2% |
| Participation rate | 70.6% | 83.4%-12.8pp | 78.8%-8.2pp | 80.3%-9.7pp |
| Annual return | 75.43% | 166.77%-91.3pp | 134.46%-59.0pp | 373.66%-298.2pp |
| Employer contribution / active EE | $1,709 | $5,478-68.8% | $4,821-64.6% | $4,754-64.1% |
| Participant deferral / active EE | $3,765 | $6,521-42.3% | $5,682-33.7% | $6,712-43.9% |
| Admin fee / account holder | $51,759 | $16,155+220.4% | $13,212+291.8% | $11,409+353.7% |