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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,044 | $102,385+155.9% | $147,080+78.2% | $80,935+223.8% |
| Participation rate | 92.0% | 75.9%+16.1pp | 82.2%+9.8pp | 67.7%+24.3pp |
| Annual return | 17.31% | 135.09%-117.8pp | 420.17%-402.9pp | 35.66%-18.4pp |
| Employer contribution / active EE | $4,677 | $3,717+25.8% | $4,933-5.2% | $2,757+69.6% |
| Participant deferral / active EE | $12,239 | $6,651+84.0% | $8,066+51.7% | $4,299+184.7% |
| Admin fee / account holder | $4,057 | $7,951-49.0% | $12,989-68.8% | $6,924-41.4% |