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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $297,563 | $77,358+284.7% | $102,184+191.2% | $87,485+240.1% |
| Participation rate | 88.0% | 78.7%+9.3pp | 82.6%+5.4pp | 68.9%+19.1pp |
| Annual return | 15.50% | 41.11%-25.6pp | 31.58%-16.1pp | 26.06%-10.6pp |
| Employer contribution / active EE | $4,566 | $2,562+78.2% | $3,594+27.1% | $2,596+75.9% |
| Participant deferral / active EE | $11,994 | $6,753+77.6% | $8,309+44.4% | $4,274+180.7% |
| Admin fee / account holder | $27,261 | $6,809+300.4% | $11,609+134.8% | $7,775+250.6% |