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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,294 | $65,555-69.0% | $86,216-76.5% | $75,173-73.0% |
| Participation rate | 41.2% | 60.5%-19.3pp | 69.0%-27.8pp | 67.2%-26.0pp |
| Annual return | 18.98% | 46.07%-27.1pp | 1169.42%-1150.4pp | 160.72%-141.7pp |
| Employer contribution / active EE | $444 | $1,553-71.4% | $2,382-81.4% | $2,671-83.4% |
| Participant deferral / active EE | $2,585 | $3,023-14.5% | $3,986-35.1% | $4,126-37.3% |
| Admin fee / account holder | $345 | $5,469-93.7% | $6,853-95.0% | $5,651-93.9% |