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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,886 | $217,432-77.1% | $185,851-73.2% | $167,553-70.2% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 13.19% | 148.43%-135.2pp | 122.11%-108.9pp | 478.89%-465.7pp |
| Employer contribution / active EE | $1,788 | $5,874-69.6% | $5,168-65.4% | $4,840-63.1% |
| Participant deferral / active EE | $2,065 | $6,357-67.5% | $5,569-62.9% | $6,343-67.4% |
| Admin fee / account holder | $6,551 | $19,820-66.9% | $16,245-59.7% | $12,316-46.8% |