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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,292 | $110,303-80.7% | $95,759-77.8% | $139,487-84.7% |
| Participation rate | 69.2% | 75.7%-6.5pp | 72.3%-3.0pp | 80.3%-11.1pp |
| Annual return | 15.99% | 27.19%-11.2pp | 28.42%-12.4pp | 373.84%-357.8pp |
| Employer contribution / active EE | $1,849 | $3,261-43.3% | $2,836-34.8% | $4,755-61.1% |
| Participant deferral / active EE | $4,084 | $4,674-12.6% | $4,244-3.8% | $6,713-39.2% |
| Admin fee / account holder | $326 | $6,615-95.1% | $5,678-94.3% | $11,407-97.1% |