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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,979 | $134,817+41.7% | $123,973+54.0% | $155,188+23.1% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 19.47% | 515.49%-496.0pp | 388.13%-368.7pp | 148.84%-129.4pp |
| Employer contribution / active EE | $9,081 | $4,425+105.2% | $4,126+120.1% | $4,248+113.8% |
| Participant deferral / active EE | $11,667 | $5,706+104.5% | $5,247+122.4% | $6,531+78.6% |
| Admin fee / account holder | $1,821 | $13,245-86.3% | $11,799-84.6% | $14,480-87.4% |