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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,549 | $198,457-77.6% | $170,435-73.9% | $147,586-69.8% |
| Participation rate | 75.0% | 88.0%-13.0pp | 83.6%-8.6pp | 82.8%-7.8pp |
| Annual return | 14.15% | 257.30%-243.2pp | 205.94%-191.8pp | 578.59%-564.4pp |
| Employer contribution / active EE | $0 | $6,183-100.0% | $5,432-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $3,916 | $5,629-30.4% | $4,939-20.7% | $5,439-28.0% |
| Admin fee / account holder | $1,575 | $16,852-90.7% | $13,881-88.7% | $10,886-85.5% |