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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,932 | $86,288+122.4% | $111,306+72.4% | $85,851+123.6% |
| Participation rate | 69.0% | 73.3%-4.3pp | 77.3%-8.3pp | 69.3%-0.3pp |
| Annual return | 12.31% | 19.99%-7.7pp | 54.67%-42.4pp | 318.63%-306.3pp |
| Employer contribution / active EE | $2,439 | $2,044+19.4% | $2,732-10.7% | $2,565-4.9% |
| Participant deferral / active EE | $6,871 | $3,641+88.7% | $4,488+53.1% | $3,952+73.9% |
| Admin fee / account holder | $22,042 | $8,189+169.2% | $7,966+176.7% | $6,261+252.1% |