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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,621 | $138,114+39.5% | $125,391+53.6% | $134,545+43.2% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -15.53% | 750.88%-766.4pp | 572.41%-587.9pp | 418.37%-433.9pp |
| Employer contribution / active EE | $3,511 | $5,246-33.1% | $4,816-27.1% | $4,742-26.0% |
| Participant deferral / active EE | $17,037 | $7,801+118.4% | $7,448+128.7% | $6,401+166.2% |
| Admin fee / account holder | $1,691 | $11,570-85.4% | $10,009-83.1% | $11,431-85.2% |