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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,657 | $125,184-46.8% | $105,607-36.9% | $145,884-54.3% |
| Participation rate | 69.2% | 77.6%-8.4pp | 75.3%-6.0pp | 80.3%-11.1pp |
| Annual return | 12.78% | 225.00%-212.2pp | 116.11%-103.3pp | 551.85%-539.1pp |
| Employer contribution / active EE | $2,578 | $3,720-30.7% | $3,167-18.6% | $4,662-44.7% |
| Participant deferral / active EE | $10,049 | $5,714+75.9% | $5,011+100.5% | $6,690+50.2% |
| Admin fee / account holder | $2,245 | $17,133-86.9% | $10,958-79.5% | $13,392-83.2% |