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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,307 | $183,516+15.7% | $155,534+36.5% | $145,884+45.5% |
| Participation rate | 35.3% | 82.7%-47.4pp | 78.2%-42.9pp | 80.3%-45.0pp |
| Annual return | 10.98% | 61.43%-50.4pp | 64.92%-53.9pp | 551.85%-540.9pp |
| Employer contribution / active EE | $1,117 | $5,315-79.0% | $4,675-76.1% | $4,662-76.0% |
| Participant deferral / active EE | $2,080 | $6,467-67.8% | $5,630-63.1% | $6,690-68.9% |
| Admin fee / account holder | $1,104 | $19,293-94.3% | $15,900-93.1% | $13,392-91.8% |