Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,478 | $138,114+79.2% | $125,391+97.4% | $134,545+83.9% |
| Participation rate | 50.0% | 84.5%-34.5pp | 82.4%-32.4pp | 81.2%-31.2pp |
| Annual return | -25.86% | 750.88%-776.7pp | 572.41%-598.3pp | 418.37%-444.2pp |
| Employer contribution / active EE | $457 | $5,246-91.3% | $4,816-90.5% | $4,742-90.4% |
| Participant deferral / active EE | $6,450 | $7,801-17.3% | $7,448-13.4% | $6,401+0.8% |
| Admin fee / account holder | $2,949 | $11,570-74.5% | $10,009-70.5% | $11,431-74.2% |