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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,035 | $209,422-82.3% | $178,503-79.3% | $158,982-76.7% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 19.89% | 188.81%-168.9pp | 151.12%-131.2pp | 302.99%-283.1pp |
| Employer contribution / active EE | $2,177 | $5,707-61.9% | $5,011-56.6% | $4,763-54.3% |
| Participant deferral / active EE | $8,459 | $5,955+42.0% | $5,202+62.6% | $5,983+41.4% |
| Admin fee / account holder | $588 | $17,079-96.6% | $13,987-95.8% | $11,252-94.8% |