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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,855 | $209,425-29.9% | $178,499-17.7% | $158,966-7.6% |
| Participation rate | 73.3% | 86.4%-13.0pp | 81.9%-8.6pp | 82.0%-8.6pp |
| Annual return | -3.28% | 188.80%-192.1pp | 151.10%-154.4pp | 302.95%-306.2pp |
| Employer contribution / active EE | $2,314 | $5,707-59.5% | $5,011-53.8% | $4,762-51.4% |
| Participant deferral / active EE | $5,730 | $5,955-3.8% | $5,202+10.2% | $5,983-4.2% |
| Admin fee / account holder | $41,739 | $17,078+144.4% | $13,986+198.4% | $11,250+271.0% |